Dog Bite Claims Homeowners Insurance

In 2019 the insurance industry paid out almost 800 million.

Dog bite claims homeowners insurance. Your policy s liability insurance is intended to protect you financially by covering medical expenses if someone is injured on your property. Each year the number of dog injury related claims is on the rise. And these details are often influenced by the particular state with some providers provisionally agreeing to include dog bite liability in a policy or not insuring for dog bite liability at all. In most dog bite cases a claim is filed against the dog owner s homeowners insurance policy.

In most cases homeowners insurance covers dog bites and can help cut down on the long term financial impacts of your dog s actions. How much will homeowners insurance pay for dog bites. Homeowners insurance after dog bites insurance companies have different ways of dealing with dog bite injuries or not. Many homeowners insurance policies cover dog bites and other incidents.

Yes dog bite insurance is a regular part of your homeowners coverage. While your homeowners insurance will cover most dog breeds many will deny you coverage if the breed of dog you own is felt to be dangerous or has historically been categorized as dubious. Your breed of dog may even affect your ability to file a claim in the event of a dog bite. Dog owners have a lot of things to worry about and having a homeowners insurance policy may buy them peace of mind.

The breed of dog is a key factor when it comes to determining your homeowners insurance premium. Liability coverage through your homeowners insurance may pay damages from dog bites or dog related injuries up to your liability limits which are listed in your. The number of dog bite claims nationwide rose to 17 802 in 2019 from 17 297 in 2018 a 2 9 percent decrease according to an analysis of homeowners. Dog bite or dog injury claims are one of the most common reasons property owners file a claim.

According to the insurance information institute more than 686 million in insurance payouts were made for dog bites in 2017. If so einhorn insurance is here to help you obtain home insurance after a dog bite claim. Speak with the adjuster as you would any other professional. This is part of your liability coverage which protects you from lawsuits and covers damages for household mishaps.

After you submit a claim you will receive a telephone call from the insurance company s representative known as a claims adjuster be prepared for the telephone call.